Our Products:









Current Account

Do you need an account that allows you to do more than receive and pay money? Then an AARB current account for individuals, churches, businesses, societies and schools is exactly what you need.

Target Customers

  • General Public
  • Individuals
  • Traders, workers, groups, Companies

Features and benefits

  • Facilities to make payments such as standing orders
  • Minimum initial deposit
  • Minimum monthly service fee
  • No restriction on the number of withdrawals
  • Lodgments and withdrawals by third parties through the use of cheques are accepted.
  • Periodic statement of transactions on your account and on request
  • Free deposits at any of our branches
  • Fully networked and efficient banking services
  • Consumer loans available to account holders


















Savings Account

Do you want to enjoy good future value for your money invested today? Then take advantage of AARB savings account. We offer a wide array of products from call account to a fixed deposit at competitive interest-yielding rate.

Target Customers:

  • General Public
  • Individuals
  • Traders, workers, groups

Features and benefits:

  • Ordinary savings account
  • Minimum initial deposit is GH¢ 5.00
  • minimum operating balance is GH¢ 10.00
  • Use of passbooks for transaction records
  • Offer competitive interest rate
  • Safe custody of your monoey
  • Statement of accounts on request
  • Free deposits at any of our branches
  • Fully networked and efficient banking services
  • No COT charges

















Fixed Deposits

A fixed deposit is an investment account into which money is deposited for a fixed period, and the interest does not fluctuate. A fixed deposit offers interest rates higher than an ordinary savings account and is ideal if you want to save for a specific goal, like the deposit for a wedding or a year-end holiday or project.

Basic Requirements:

  • Prospective client should have an existing Current Accounts or Savings Account


  • You must make a minimum investment of at least GHC500
  • You can choose the date on which you would like your investment to mature
  • There are no service fees charged for a fixed deposit
  • High and competitive interest rates.
  • Tailor made for short to medium term investments of 3 months, 6 Months, and 12 Months
  • Options to roll over investment at the end of any given period.
  • You can choose to have more than one fixed deposit if you want to save for different goals



















Loans and Overdrafts

An overdraft is a loan facility that is tailored to meet your need for money over and above your credit balance. It’s the ideal way to manage your money.


  • Once arranged, the facility is available and can be used whenever required
  • You don’t have to transfer funds from a separate loan account since the approved limit is loaded on to your current account.
  • The facility remains available even if you don’t use it (for the agreed period subject to review)
  • An overdraft is one of the least expensive forms of short-term finance
  • Repayment terms are negotiable up to 12 months
















Money Transfer

Abokobi Area Rural Bank is Strategically positioned to provide innovative solutions to your domestic and foreign money transfer needs. Our transfer services are not limited to our customers only, non-customers are always welcome to benefit from our excellent, swift and customer-oriented services.

Our computer systems are directly connected to the award-winning Apex Link Electronic Money Transfer Service (iTrans) thereby giving us the unique capability to speedily transfer funds to all other rural banks in Ghana in a twinkle of an eye.

Avoid the risks association with moving around with physical cash. Visit any of our our branches for a fast, convenient, instant, safe and secure money transfer services.

Target Customers:

All who want to remit money to their

  • Wards in school
  • Parents and relatives in rural communities
  • Trading partners in other parts of the country
  • spouse and dependents
  • etc.


To Receive Remittance/Money Transfer at any of our Branches, you need to :

  • Provide a valid photo ID (driver’s license, voter’s ID, passport, NHIS card, national ID card or students ID)
  • Provide correct transaction code/number
  • Provide name and address of sender 
  • Provide address and telephone number(s)
  • Provide secret message where applicable


Why Choose Abokobi Area Rural bank? :

  • Receive money at any of our  networked branches
  • Receive funds directly into your Abokobi Area Rural Bank account(s)
  • Have access to your funds at any of our branches
  • Service is available from Monday to Friday during working hours
  • You receive and are paid your funds in a secure banking environment


Also Available are? :

  • Western Union Money Transfer
  • MoneyGram
  • Express Funds
  • E-Zwich -Biometric non cash means of carrying money on a card also available at Abokobi Area Rural Bank













Company/Group Account

Basic Requirements

  • In the case of a sole proprietorship, prospective client will have to provide a certificate to commence business and a form A.
  • In the case of a partnership, prospective company will have to provide a Partnership deed and a copy of the company’s constitution or trust of deeds.
  • In the case of churches and associations, prospective churches or associations will have to provide a certificate from the registrar of societies, a resolution letter and a constitution or by laws.
  • In the case of a limited Liability Company, the prospective institution will have to  provide a certificate of incorporation, a certificate of commencement of business, a resolutions letter and a copy of the company’s regulations.




Abokobi Area Rural Bank Limited
P.O Box LG 20, Legon-Accra
Tel: 028 911 3050 / 028 911 3051 / 028 911 3052
Email: info@abokobiarearuralbank.com

Service Hours: Mon. - Thur. from 8:30am to 3:00pm

              Fri.  8:30am to 4:00pm


Madina: 0302 503 886 / 028 952 5893

Dome: 0302 947 039 / 028 952 5819

Adenta: 0302 939 924/ 028 955 4919

Ashaley Botwe: 0576 096643 / 0576 096644 / 0576 096645 /0576 096646