GhIPSS Instant Pay (GIP) is a service on the gh-link Platform which allows payments to be sent across financial institutions electronically from one bank account to the other as a single immediate payment.

With GIP, customers of banks can transfer money from their bank accounts to accounts of beneficiaries in other banks instantly. GIP guarantees real time payment.



  • Transfer is from account in one bank to an account in another bank (Interbank)

  • Funds are applied immediately to beneficiary account

  • Payments are processed based on account numbers

  • To be used for payments made within Ghana in Ghana Cedi

  • 24hr availability (day & night) x 365 days a year